You've probably heard of the "Darwin Awards" -- the Internet list of the silliest human acts that led to a person's demise. This list is not related to the death of those involved, but it could be considered a sort of Darwin Awards for insurance claims.

Check out the list of some of the most unusual insurance claims:

* The flying Christmas tree

A man was driving home from Christmas shopping when, coming around a curve, approached a vehicle driving towards him that had a large Christmas tree tied loosely to the roof. The claim report noted, "He was driving too fast and I saw the tree lift off and it flew straight at me. The trunk made a great dent in my bonnet (car hood) and caused me to run off the road and into a hedge." The flying tree was left in the road, so the other driver made off with a free Christmas tree.

* Cigar-essted

An attorney insured his expensive collection of 24 rare cigars. He filed a claim, alleging the cigars were torched in a series of small fires. It turns out the small fires were just the attorney enjoying the cigars. The insurer paid the claim, but the company had the last laugh: they had the lawyer arrested on 24 counts of arson.

* The flying Chihuahua

George Kalomiris was taking his three-year-old Chihuahua, Chico, for a walk, when a Great Horned Owl swooped down and snatched the little dog in its talons.

Chico was still attached to his leash, so it became a tug-o-war between George and the powerful bird. The man fignally scared the owl enough and it flew off, but not before one of its talons became lodged in the dog's side. Fortuntely for Chico, he was wearing a winter jacket that acted as protection. The pooch only suffered minor wounds in the skirmish.

* They never rub you the wrong way?

A massage customer received an hour-long, full-body massage from an experience massage therapist. The customer thanked the masseuse and even complimented her skills. Two days later, the customer visited the emergency room, and was diagnosed with a detached supraspinatus muscle -- a small muscle in the upper arm.

A claim was filed against the masseuse for $150,000. Turns out it was determined to be a legitimate claim and the insurer made the payment.