Reverand Jim Bryan, a retired United Methodist Church pastor, is speartheading a consumer ballot drive that would place restrictions on the payday loan industry in Missouri.

Bryan, as well as other religious and civic groups, are attempting to qualify the proposal for the 2012 ballot.
Rev. Bryan retired from the Missouri United Methodist Church in June, 2010. He is an officer in the Missourians for Responsible Lending organization.

The group's proposal would cap payday and car title loan annual percentage rates at 36 percent.