As part of the healthcare reform bill, health insurers and employers must supply guides that explain to patients the benefits and coverages of their health plans.
The goal is to make health plans understandable yes, but also to make comparisons between plans easy to conduct as well.

The Department of Health and Human Services (HHS) provided an eight page sample which will outline plan features such as deductibles, out-of-pocket expenses, prescription coverage, eyecare/dental coverage, etc. 
The HHS sample form is still a complicated one, because frankly, health insurance is not the simplest of topics.  In addition to the standardized form, insurers are also required to provide a glossary of terms to patients.  Trust me, that is needed.  Wait until you see the sample guide.  Although, I’m not sure it’s the guide’s fault.  Health insurance is flat-out complicated.

The HHS sample form lays out coverage samples for two health conditions.  One is if you are having a baby and the other if you have adult diabetes.  It does a good job of explaining expenses in these two scenarios.

The Obama administration began enforcing the standardized form requirement on September 24, 2012. provided the source material for this article.