Believe it or not, Massacuhusetts drivers have the most affordable auto insurance premiums in the nation for 2011, according to Internet insurance vendor InsWeb.  "Affordability" means the median auto insurance premiums, compared with the median household income. Therefore, the lowest average premium is not necessarily the most affordable.

This is the second straight year Massachusetts has topped the lost. The least affordable state is Louisiana. InsWeb rated the 50 U.S. states and Washington, D.C.

2011 Auto Insurance Affordability Rankings

  1. Massachusetts    
  2. Hawaii
  3. Minnesota
  4. North Carolina    
  5. Utah    
  6. Wisconsin    
  7. Iowa    
  8. Idaho    
  9. Ohio    
  10. Vermont
  11. Virginia
  12. Maine    
  13. New Hampshire    
  14. Indiana    
  15. Washington    
  16. Alaska    
  17. New Jersey    
  18. Oregon    
  19. Pennsylvania    
  20. Illinois    
  21. North Dakota    
  22. Nebraska    
  23. Michigan    
  24. South Dakota    
  25. Kansas    
  26. Tennessee    
  27. Colorado    
  28. Delaware    
  29. California    
  30. Connecticut    
  31. Texas    
  32. South Carolina    
  33. Georgia    
  34. Alabama    
  35. Maryland    
  36. Montana    
  37. Missouri    
  38. Wyoming    
  39. Arkansas    
  40. New Mexico    
  41. Nevada    
  42. Florida    
  43. New York    
  44. Arizona    
  45. Rhode Island    
  46. Kentucky    
  47. Mississippi    
  48. Oklahoma    
  49. West Virginia    
  50. Washington D.C.
  51. Louisiana