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5 Simple Steps to Reducing Bounce Rate

5 Simple Steps to Reducing Bounce Rate

Monday, January 4, 2016
By Paul Parcellin, Copywriter
Some see the average bounce rate on most websites as somewhere between 26% and 70%, with the average falling around 49%. Anything below a 40% bounce rate is considered excellent. A higher than... Read more
T3leads Joins Holiday Drive in Support of Mary’s Kitchen

T3leads Joins Holiday Drive in Support of Mary’s Kitchen

Thursday, October 29, 2015
By Paul Parcellin, Copywriter
T3leads supports the effort to help keep Mary’s Kitchen performing the vital service that it offers. Read more
Ban on most robocalls and text messaging began October 16, 2013

Ban on most robocalls and text messaging began October 16, 2013

Friday, October 18, 2013
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New rules from the FCC (Federal Communications Commission) impacting text messaging and robocalls went into effect Wednesday, October 16, 2013. Read more
FDIC clarifies position on ACH

FDIC clarifies position on ACH

Friday, October 4, 2013
By ,
Although this is no magic wand for the short-term lending industry, the FDIC did release a statement saying, "institutions correctly managing their third-party relationships are neither prohibited... Read more
Payday Loan Customer Profiles Evolve

Payday Loan Customer Profiles Evolve

Friday, October 4, 2013
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Non-bank or non-traditional credit use is on the rise and it's not on the rise for traditional users of the product. Married couples with incomes over $75,000 are using these products more and... Read more
CFPB Head Richard Cordray in his own words

CFPB Head Richard Cordray in his own words

Friday, October 4, 2013
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In an interview with Danielle Douglas of The Washington Post, Richard Cordray, head of the Consumer Financial Protection Bureau (CFPB), answered pointed questions about the direction of the CFPB... Read more
Payday Loan rules for the military

Payday Loan rules for the military

Friday, October 4, 2013
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The Consumer Financial Protection Bureau (CFPB) released new rules when it comes to lending by the short-term lending industry to members of the military and their families. Read more
FDIC being pressured to rule on payday lending rules

FDIC being pressured to rule on payday lending rules

Friday, October 4, 2013
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Recent actions by the FDIC in an effort to combat illegal online financial transactions has resulted in a large number of legal lenders calling it quits and getting out of the business entirely.Read more
FDIC clarifies position on LEGAL payday loan lenders

FDIC clarifies position on LEGAL payday loan lenders

Friday, September 13, 2013
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In a meeting with Mark Pearce, the Director of Consumer Protection at the FDIC (Federal Deposit Insurance Corporation,) and the Online Lenders Alliance (OLA) President and CEO, Lisa McGreevy, the... Read more
Online Lenders Alliance wants clarification from Nacha

Online Lenders Alliance wants clarification from Nacha

Friday, August 30, 2013
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Nacha recently warned that illegal use of the system by payday loan lenders would stop. Nacha is the manager of the Automated Clearing House network, which is the body which controls the... Read more
How federal law increases the unbanked and under-banked numbers

How federal law increases the unbanked and under-banked numbers

Friday, August 23, 2013
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A study conducted by the FDIC (Federal Deposit Insurance Corporation )found that one in 12 American households are unbanked; meaning they don’t have a bank account. This same survey found that... Read more
OLA President responds to govt. actions

OLA President responds to govt. actions

Friday, August 23, 2013
By ,
“Millions of consumers used an online, short-term loan over the past year to meet the immediate credit needs of their families. Our industry has seen a significant increase in demand for these... Read more
ICANN can…add website suffixes

ICANN can…add website suffixes

Friday, August 16, 2013
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ICANN, the Internet Corporation for Assigned Names and Numbers, has announced a plan to create a series new website suffixes (like .com, .net, .gov, etc.), and releasing twenty each week, raising... Read more
Want a reason for the explosion in the unbanked?  Look here

Want a reason for the explosion in the unbanked? Look here

Friday, August 16, 2013
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Want a partial explanation as to why the numbers of unbanked have exploded in the last 20 years? Then keep reading. There are databases that keep track of people who have bounced a check or... Read more
Former CFPB Deputy Director recommends more short-term loan options

Former CFPB Deputy Director recommends more short-term loan options

Tuesday, July 16, 2013
By ,
It's the beginning of June 2013 and that noise you hear is indignant hand-slapping and foot-stomping regarding payday loans and the short term loan industry. A new voice has added to the noise.... Read more
Overdraft protection bill introduced in House of Representatives

Overdraft protection bill introduced in House of Representatives

Tuesday, July 9, 2013
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Representative Carolyn Maloney (D-NY) introduced a bill to the House of Representatives that would limit the number of overdraft fees a bank can charge a customer. The number would be one per... Read more
Pennsylvania introduces bill for scaled short term loans

Pennsylvania introduces bill for scaled short term loans

Tuesday, July 9, 2013
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A new plan to allow short term lending in the state of Pennsylvania has been introduced in the legislature, but has a caveat or two has been added for payday loan opposition. Read more
What does

What does "too big to fail" mean for non-banks?

Tuesday, July 9, 2013
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The Financial Stability Oversight Council (FSOC) voted to impose new restrictions on to-be-named non-bank financial institutions. The firms that are speculated to be at the top of this list... Read more
States fight Dodd-Frank and the CFPB

States fight Dodd-Frank and the CFPB

Friday, May 31, 2013
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Eight states have joined the fight against the Dodd-Frank Wall Street Reform and Consumer Protection Act, which included the creation of the Consumer Financial Protection Bureau. The law was... Read more
There is a new credit score in town

There is a new credit score in town

Friday, May 31, 2013
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It’s called VantageScore3.0. VantageScore was established in 2006 by the big three reporting agencies. Experian, TransUnion and Equifax. This new credit score, if used by lenders will provide... Read more
 Online lenders vs. small banks - The pros and cons

Online lenders vs. small banks - The pros and cons

Friday, May 31, 2013
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On the one hand we have online banking which although relatively new, is settling into a rhythm. On the other hand, we have small banks, which is where American banking started. The first U.S.... Read more
A Fannie Mae and Freddie Mac for Student Loans?

A Fannie Mae and Freddie Mac for Student Loans?

Friday, May 31, 2013
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Would a federal agency similar to Fannie Mae and Freddie Mac that would guarantee student loans be a good idea? The head of the Consumer Financial Protection Bureau (CFPB), Richard Corday, thinks... Read more
The May 2013 economic picture

The May 2013 economic picture

Monday, May 20, 2013
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After a robust gain of $18 billion in total consumer credit in February, the level increased just $8 billion in March. The troubling part of the March picture for retailers is that credit card... Read more
Criminal charges against debt Settlement Company mark first with help of CFPB

Criminal charges against debt Settlement Company mark first with help of CFPB

Monday, May 20, 2013
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U.S. prosecutors brought charges against Mission Settlement Agency and four individuals with connections to the business based upon work done by the CFPB (Consumer Financial Protection Bureau.)... Read more
Student loan debt impacting everyday life

Student loan debt impacting everyday life

Monday, May 20, 2013
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You’re hearing more about student loan debt recently because it’s an increasingly bigger part of America’s total debt. In fact, the amount of student loan debt owed to both private lenders... Read more
CFPB wants control over student loan lenders

CFPB wants control over student loan lenders

Monday, April 29, 2013
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The Consumer Financial Protection Bureau (CFPB) is seeking authority to control the seven largest non-bank, student loan lenders. These lenders are contracted by banks and the government to... Read more
A new cyber security bill advances

A new cyber security bill advances

Monday, April 15, 2013
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The House Intelligence committee, in a closed-door session, approved the Cyber Intelligence Sharing and Protection Act (CISPA) by a vote of 18-2. Read more
Most new jobs are low pay

Most new jobs are low pay

Monday, April 15, 2013
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As the debate over an increase in minimum wage continues, it’s important to look at the facts and see what the low end jobs are, where the new jobs are coming from and what they’re paying. Read more
Federal ruling on non-banks

Federal ruling on non-banks

Monday, April 15, 2013
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The Federal Reserve Board announced its rules determining if a nonbank is “systemically important.” Read more
CFPB seeks consumer input on credit cards post 2009 CARD Act

CFPB seeks consumer input on credit cards post 2009 CARD Act

Friday, December 21, 2012
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The Consumer Protection Bureau (CFPB) is seeking consumer input in seven areas regarding credit card company practices since the enactment of the 2009 CARD act. The act was designed to curtail... Read more
CFPB rules that consumers have right to specialty credit reports too

CFPB rules that consumers have right to specialty credit reports too

Friday, December 14, 2012
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Consumers already have a right to review their credit histories with one free report per year from what are called the big three credit reporting agencies – Experian, TransUnion and Equifax.... Read more
Big Banks failing on Federal risk tests

Big Banks failing on Federal risk tests

Friday, December 14, 2012
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19 of America’s biggest banks were recently put through a series of tests by the Office of the Comptroller of the Currency (OCC)and we’re sorry to report that according to an article from... Read more
The Unbanked prefer it that way

The Unbanked prefer it that way

Thursday, November 29, 2012
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This article is not about identifying who the underbanked and unbanked are. We’ve already done that. It’s about using what we know to guide us in the payday loan affiliate marketing business. Read more
Senate cyber-security bill on the way

Senate cyber-security bill on the way

Tuesday, November 20, 2012
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Harry Reid, the Senate Majority Leader announced on November 13, 2012 that a Cybersecurity bill will be forthcoming from the Senate by the end of the year. Reid said he had spoken to the... Read more
FTC files suit against robo-call firms

FTC files suit against robo-call firms

Friday, November 9, 2012
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Robo-call companies are those that use computer technology to call consumers from a false phone number and promise low interest rates on debt consolidation loans. Read more
If “it’s the economy stupid,” what exactly is the state of the economy?

If “it’s the economy stupid,” what exactly is the state of the economy?

Friday, November 9, 2012
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In the broad sense he’s facing a European crisis that is bound to impact the American economy, spiraling deficits, high, but slowly improving unemployment numbers (not counting the chronically... Read more
Mobile Banking gaining in importance

Mobile Banking gaining in importance

Friday, November 9, 2012
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A new survey conducted by Verve Mobile and published by American Banker reveals how Americans expect banks and other financial institutions to offer additional mobile technology options. Overall,... Read more
Why banning payday lending is…in a word stupid

Why banning payday lending is…in a word stupid

Tuesday, October 30, 2012
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For those in the payday loan business we already know the positives of the industry. We understand that the massive growth of payday loans worldwide has happened because our process is better,... Read more
Economic Indicators looking up

Economic Indicators looking up

Friday, October 19, 2012
By ,
Americans were spending again in September 2012. According to figures released by the Department of Commerce, and reported by the New York Times, retail sales increased 1.1% in Sept over August... Read more
Google and the law (yers)

Google and the law (yers)

Friday, October 19, 2012
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Google is constantly fighting some legal battle over its operations. The problems are search in the US and privacy in Europe. And I’m sure many other lawsuits from people across the globe.... Read more
Housing Recovery Continues in September 2012

Housing Recovery Continues in September 2012

Friday, October 19, 2012
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Housing starts increased in September to an annual rate of 872,000 homes, up from an already improved August figure of 750,000. Filed permits (houses that will be built) also rose 11.6%. Read more
Walmart and American Express join forces on new Prepaid Card

Walmart and American Express join forces on new Prepaid Card

Friday, October 12, 2012
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Two industry giants are combining their skills to sell a prepaid card targeted to the unbanked and underbanked markets. The card will be called Bluebird and will be accepted anywhere American... Read more
Credit Card Delinquencies

Credit Card Delinquencies

Friday, October 5, 2012
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The second quarter of 2012 saw credit card delinquencies (CCD’s) drop to the lowest level in 11 years. Yes, you read that right. The lowest rate since 2001. Delinquent is defined as being... Read more
The CFPB is on the Hunt for Questionable Credit Card Practices

The CFPB is on the Hunt for Questionable Credit Card Practices

Friday, October 5, 2012
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Two of the big guys have been hit with big fines and forced customer reimbursements in the last two weeks. According to an article on MoneyLand.time.com. Read more
CFPB to fix “Anti-Housewife” credit rule

CFPB to fix “Anti-Housewife” credit rule

Friday, September 28, 2012
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In 2009, the Credit CARD Act was passed and signed into law as part of reforms to the financial system. It essentially said that credit card companies had to consider individual income rather... Read more
Credit Scores don’t add up

Credit Scores don’t add up

Friday, September 28, 2012
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The Dodd-Frank bill specifically obligated the CFPB to study the three major credit bureaus to see if the credit scores they sell to consumers matched the scores that they provide lenders. After... Read more
Poor Americans spend more than half their Income

Poor Americans spend more than half their Income

Friday, September 28, 2012
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This information, as reported by the Huffington Post, comes as no surprise, but the bottom 20% of wage earners in America spend double their incomes.Read more
August 2012 Home Construction up.  Way up.

August 2012 Home Construction up. Way up.

Friday, September 21, 2012
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Sales of previously owned homes rose 7.8% from July 2012 to August. That translates to a seasonally adjusted annual rate of 4.82 million, which is improved, but still below the 5.5 million that... Read more
Americans Abandon Traditional Banking System

Americans Abandon Traditional Banking System

Monday, September 17, 2012
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The FDIC (Federal Deposit Insurance Corporation) has released findings from its “2011 National Survey of Unbanked and Underbanked Households” and it shows very clearly that thousands and... Read more
Missouri proponents of payday loan limits end challenge

Missouri proponents of payday loan limits end challenge

Friday, September 7, 2012
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According to a story in St. Louis Today, proponents of an effort to impose payday loan limits have given up the fight. They were trying to cap interest rates for payday loans at 36% via referendum.Read more
White House may act on Cybersecurity independently

White House may act on Cybersecurity independently

Friday, September 7, 2012
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As Congress debates and debates; continuing not to act on the issue of cyber security, the White House may not wait along with them. According to an article by Jennifer Martinez which appeared in... Read more
Hey…it’s not all bad news

Hey…it’s not all bad news

Friday, August 17, 2012
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Alex Kowalski for Bloomberg.com reports that retail sales increased more than expected in July 2012 according a report released by the Commerce Department. The .8 increase follows a .7 decrease... Read more
It’s August 16, 2012; what’s going on with the Economy?

It’s August 16, 2012; what’s going on with the Economy?

Friday, August 17, 2012
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The reality is the economy has been hurting (for vastly different reasons) since that infamous day in September in 2001. It did recover for a brief time around 2005-2006, but certainly since... Read more
Data Breaches that could land you in jail

Data Breaches that could land you in jail

Friday, August 3, 2012
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Senator Patrick Leahy (D-Vt) wants to make concealing an online security breach a crime. Leahy is asking for an amendment to a cybersecurity bill that would result in jail time for persons who... Read more
New Code for UK Payday Loan Lenders

New Code for UK Payday Loan Lenders

Friday, August 3, 2012
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Credit Today of UK reported that Business Minister Norman Lamb welcomed a modified code of conduct for payday loan lenders as supported and implemented by the four major trade associations of the... Read more
And the Crystal Ball says…Consumers are ready to spend

And the Crystal Ball says…Consumers are ready to spend

Friday, July 27, 2012
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According to the National Retail Federation (NRF), that’s exactly what’s about to happen. The NRF makes a strong argument that an upsurge in retail spending is on the way. They predict that... Read more
Credit Bureaus to have Federal Oversight

Credit Bureaus to have Federal Oversight

Friday, July 20, 2012
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It was announced on Monday, July 16, 2012 that the Consumer Financial Protection Bureau (CFPB) will begin oversight of the nation’s top 30 largest credit reporting agencies. Among them are... Read more
Consumers Act to Protect Privacy

Consumers Act to Protect Privacy

Friday, July 20, 2012
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According to a report from Truste, the privacy management firm, and reported by Ki Mae Heussner for Gigaom.com, consumers are acting to protect their privacy. Read more
Updating Your Professional Profile

Updating Your Professional Profile

Friday, July 20, 2012
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Because many of you are self-employed affiliates we thought the following information from Jesse Gant and Mashable.com would be helpful. It’s always a good idea to keep your professional... Read more
How the CFPB will Inform Nonbanks of Proposed Supervision

How the CFPB will Inform Nonbanks of Proposed Supervision

Friday, July 20, 2012
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As you know, the Dodd-Frank bill grants the power to the Consumer Financial Protection Bureau to supervise nonbank entities. But they can’t just wave a wand and begin supervising. The entities... Read more
First big fine from the CFPB

First big fine from the CFPB

Friday, July 20, 2012
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Capital One Bank has been fined $210 million for alleged misleading practices towards consumers. The CFPB says that the credit card division of Capital One Bank tricked consumers into buying... Read more
Online Lenders Alliance Supports Expanded Non-Bank Options

Online Lenders Alliance Supports Expanded Non-Bank Options

Friday, July 20, 2012
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The Online Lenders Alliance (OLA) supports HR 6139 bill entitled “Consumer Credit Access, Innovation and Modernization Act." The bill is a bi-partisan effort crafted by House of Representatives... Read more
Will using plastic cost you more?

Will using plastic cost you more?

Friday, July 13, 2012
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A lawsuit that has been hanging around for years may finally become resolved and it may result in additional fees charged to consumers for using their credit cards. Read more
The Future of Mobile Payments

The Future of Mobile Payments

Friday, July 6, 2012
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A House sub-committee recently held a hearing regarding the future of mobile payments and it’s become apparent that a divide exists between those that want regulations designed which treats... Read more
Unsecured Credit in the UK nearly doubles in May 2012

Unsecured Credit in the UK nearly doubles in May 2012

Friday, July 6, 2012
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The Telegraph reported that “unsecured consumer credit, primarily loans and overdrafts” rose to £732 from £379 in April 2012. Read more
Delaware Passes Payday Loan Limits

Delaware Passes Payday Loan Limits

Friday, June 29, 2012
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Delaware has passed limits on payday loans that are aimed at keeping the need for emergency cash in place, while trying to lower the number of defaulted loans. Read more
Proposed Bill would give Credit Unions Greater Lending Power

Proposed Bill would give Credit Unions Greater Lending Power

Friday, June 29, 2012
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According to a story reported by SmallBizTrends.com, a bi-partisan sponsored bill is winding its way through Congress that would allow credit unions greater participation in the SBA small business... Read more
Finally…kind words from the CFPB

Finally…kind words from the CFPB

Monday, June 25, 2012
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David Silberman, the acting director for research, markets and regulations, for the CFPB (Consumer Financial Protection Bureau,) actually praised the banking and non-banking industries for the... Read more
So who exactly, are the Underbanked?

So who exactly, are the Underbanked?

Monday, June 25, 2012
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A recent article in American Banker examined the demographics of the underbanked. We ask, why are these “underbanked” so important and why do we keep talking about them? One number: 35... Read more
Americans cutting corners to pay for health care

Americans cutting corners to pay for health care

Monday, June 25, 2012
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A new report from the Kaiser Family Foundation finds that Americans are seeking alternative remedies, and skipping doctor visits altogether to reduce health care costs.Read more
How Should You Rank Your Competition?

How Should You Rank Your Competition?

Friday, June 15, 2012
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Thanks to Carrie Hill and SEMClubhouse for this insightful article regarding what metrics of your competition you should check out. She recommends checking out the competition once or twice a... Read more
Nation’s Biggest Banks not Disclosing Overdraft Fees

Nation’s Biggest Banks not Disclosing Overdraft Fees

Friday, June 15, 2012
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As reported by American Banker, and released by the Pew Charitable Trusts, most of America’s big banks still don’t offer an understandable outline of their checking account costs and fees. Read more
Credit Card Lending Down in the U.K.

Credit Card Lending Down in the U.K.

Friday, June 8, 2012
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According to an article in “The Independent” U.K. credit card lending in April 2012, dropped the most in a single month since 2006. Card repayments surpassed new borrowing by £118 million.... Read more
FDIC Investigating Bank-Offered Payday Loans

FDIC Investigating Bank-Offered Payday Loans

Friday, June 8, 2012
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The FDIC has announced plans to investigate banks offering payday loans. Their specific area of concern is the expansion of payday loan offerings to include third parties. More and more big... Read more
Major Government Agencies Reach Agreement on Implementation of Dodd-Frank

Major Government Agencies Reach Agreement on Implementation of Dodd-Frank

Friday, June 8, 2012
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In a rare show of cooperation, the major financial federal agencies with Dodd-Frank responsibilities have reached agreement on coordination of implementing the law. The agencies involved include... Read more
CFPB to investigate Pre-Paid Cards

CFPB to investigate Pre-Paid Cards

Friday, May 25, 2012
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As we hinted at in an article last week, Pre-Paid Cards, which up to now had little or no regulation, are next in line for a Consumer Financial Protection Board (CFPB) review. The CFPB requests... Read more
Overdraft Protection Bill Expected to be Introduced

Overdraft Protection Bill Expected to be Introduced

Friday, May 18, 2012
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Rep. Carolyn Maloney, D-NY, Sen. Bernie Sanders, I-Vt. And Rep. Barney Frank, D-Mass are expected to reintroduce the Consumer Overdraft Protection Fair Practices Act. The bill is designed to make... Read more
More Competition for Payday Loans

More Competition for Payday Loans

Friday, May 18, 2012
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First banks entered the payday loan business. They can give the loan a different name, but they are payday loans. Now JP Morgan Chase, America’s largest bank, is launching a pre-paid debit... Read more
Survey Indicates Gulf Between Payday Loan Customers and Lawmakers in UK

Survey Indicates Gulf Between Payday Loan Customers and Lawmakers in UK

Friday, May 11, 2012
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The U.K. based Consumer Finance Association reported that the recent study conducted by YouGov, revealed some real discrepancies between what payday loan customers think about the industry and the... Read more
White House Favors Voluntary Anti-Piracy Efforts; Senate Disagrees

White House Favors Voluntary Anti-Piracy Efforts; Senate Disagrees

Friday, May 11, 2012
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White House Intellectual Property Enforcement Coordinator, Victoria Espinel , said that voluntary agreements on controlling online piracy and counterfeiting are working. Senate Judiciary Chariman... Read more
The FTC Releases Report on Best Practices for Consumer Privacy

The FTC Releases Report on Best Practices for Consumer Privacy

Friday, May 11, 2012
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The FTC is encouraging companies to voluntarily implement their recommendations in order to protect the “privacy of American consumers and give them greater control over the collection and use... Read more
CFPB backs off on lower credit card fees

CFPB backs off on lower credit card fees

Friday, April 20, 2012
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The Consumer Financial Protection Bureau (CFPB) has backed off a plan to limit upfront fees on credit cards. This move affect hit borrowers with poor credit histories the hardest. The CFPB... Read more
Payday Loans come to Main Street

Payday Loans come to Main Street

Friday, April 20, 2012
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The media and other parties with an interest, generally portray the payday loan industry as neon-signed, inner city storefronts. The image could stand some updating. Big banks are getting into... Read more
“Nonbank Financial Institutions” Defined

“Nonbank Financial Institutions” Defined

Friday, April 20, 2012
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Some property & casualty insurance companies are concerned with the final ruling regarding how it will determined which nonbank institutions present a systemic risk and are therefore subject to... Read more
Caio Canadian Cash?

Caio Canadian Cash?

Monday, April 16, 2012
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Canadians are considering doing something Americans only talk about every five years. They are considering doing away with cash and going to a digital system. In November of last year Canada... Read more
OLA Applauds FTC for Halting Fraudulent Debt Collector

OLA Applauds FTC for Halting Fraudulent Debt Collector

Friday, April 13, 2012
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Read more
“Do Not Track”: Does it mean the same to Everyone?

“Do Not Track”: Does it mean the same to Everyone?

Friday, April 6, 2012
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The Federal Trade Commission first proposed a “Do Not Track” button in 2010. FTC Chairman Jon Leobowitz urged web companies to voluntarily set up a system for users to opt out of online... Read more
Everybody has Privacy Issues

Everybody has Privacy Issues

Friday, March 30, 2012
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On Monday, March 26, 2012, the FTC released a report calling for Congress to enact legislation to regulate how Internet companies handle user’s information. Specifically they said that “data... Read more
Who Passed and Who Failed the Big Bank Stress Test?

Who Passed and Who Failed the Big Bank Stress Test?

Friday, March 16, 2012
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The vast majority of U.S. Banks passed the stress test conducted by the Federal Reserve. As required by the Dodd-Frank financial services law, the annual stress test examines whether a bank can... Read more
The U.K. Consumer Finance Association (CFA) Welcomes Scrutiny

The U.K. Consumer Finance Association (CFA) Welcomes Scrutiny

Friday, March 16, 2012
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In February it was announced that the Office of Fair Trading was investigating the payday loan industry in the U.K. Now, a new Business, Innovation and Skills Committee report into Debt... Read more
New Facebook Pages for Business

New Facebook Pages for Business

Monday, March 12, 2012
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On Leap Day, (Feb 29) Facebook announced changes to their Business/Organization/Group Pages. New features include the ability to add milestones, cover pages, customize the page, message... Read more
The CFPB targets Student Loans

The CFPB targets Student Loans

Monday, March 12, 2012
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The next target on the CFPB dartboard is student loan lenders. The industries the Consumer Financial Protection Board is, or has investigated, includes insurance, payday loans, bank overdraft... Read more
FTC to Hold Public Forum re: Online and Mobile Disclaimers

FTC to Hold Public Forum re: Online and Mobile Disclaimers

Monday, March 5, 2012
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The Federal Trade commission (FTC) will hold a public workshop on May 30, 2012. The purpose of the forum is to consider new guidelines regarding online advertisers and disclosures.Read more
FTC to Hold Public Forum re: Online and Mobile Disclaimers

FTC to Hold Public Forum re: Online and Mobile Disclaimers

Monday, March 5, 2012
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The Federal Trade commission (FTC) will hold a public workshop on May 30, 2012. The purpose of the forum is to consider new guidelines regarding online advertisers and disclosures. Read more
The Unbanked are a Growing Market

The Unbanked are a Growing Market

Monday, March 5, 2012
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When Walmart and Target begin catering to you, you are an official market. The “unbanked” have companies scrambling to attract them. As current conditions (low interest rates, conservative... Read more
UK to Investigate Elements of the Payday Loan Industry

UK to Investigate Elements of the Payday Loan Industry

Monday, March 5, 2012
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The United Kingdom’s Office of Fair Trading (OFT) is investigating the payday loans industry, as reported by The Independent. Read more
Scams, Privacy Issues, Fraud Risks – OLA Issues Warnings

Scams, Privacy Issues, Fraud Risks – OLA Issues Warnings

Monday, February 27, 2012
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It’s hard to read a newsletter or a website without seeing a warning from some government agency regarding a scam or online privacy issue of some kind. As a result, we thought it would be... Read more
The CFPB Studying Overdraft Fees

The CFPB Studying Overdraft Fees

Monday, February 27, 2012
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The Consumer Financial Protection Bureau is not singling out the payday loan industry for examination. They have already gathered data and opinions on the insurance industry, and that report is... Read more
UK Consumers have no Extra Cash

UK Consumers have no Extra Cash

Monday, February 27, 2012
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A recent study reveals that 20% of UK consumers have no left over cash after paying their bills. In fact, consumers have about £10 a month less than they did last year, as their incomes have not... Read more
The CFPB Wants Your Input

The CFPB Wants Your Input

Monday, February 27, 2012
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The Consumer Financial Protection Board has developed a platform with which to easily provide feedback regarding ways to streamline federal regulation of various finance-related industries. Read more
CFPB Proposes to Include Debt Collectors and Consumer Reporting Agencies to its Purview

CFPB Proposes to Include Debt Collectors and Consumer Reporting Agencies to its Purview

Friday, February 17, 2012
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The Consumer Financial Protection Bureau proposed adding some debt collection and consumer reporting firms to its nonbank supervision program.Read more
MicroBilt releases Instant Bank Verification (IBV)

MicroBilt releases Instant Bank Verification (IBV)

Friday, February 17, 2012
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MicroBilt, a business risk management systems company, has introduced Instant Bank Verification, (IBV)a proprietary technology system designed to help non-traditional lenders assess the risk and... Read more
Google Privacy Policies Have a Court Date

Google Privacy Policies Have a Court Date

Monday, February 13, 2012
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The U.S. District Court of Washington D.C. moved forward a lawsuit against Google’s announced privacy policy revisions. Read more
Online Sales Taxes

Online Sales Taxes

Monday, February 13, 2012
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This story may surprise you, but a loose coalition of traditional retail outlets sent a letter to the Senate Finance Committee recommending they hold a hearing on a bill that would allow states to... Read more
CFPB Reports on First Six Months

CFPB Reports on First Six Months

Monday, February 6, 2012
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The Consumer Financial Protection Bureau released a report on its first six months in existence reporting on the changes it has made, but more importantly what changes are to come.Read more
Google Privacy Changes

Google Privacy Changes

Monday, February 6, 2012
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To the surprise of no one, Google’s new privacy policy is creating a stir. Essentially it says that information about users based on their movements and activity on all Google’s products will... Read more
CFPB: We need more data about payday lenders

CFPB: We need more data about payday lenders

Friday, January 27, 2012
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In further comments regarding the payday loan business, CFPB (Consumer Financial Protection Bureau) Head Richard Cordray said he needs to learn more about the industry. Read more
“There is clearly a demand for small consumer loans”

“There is clearly a demand for small consumer loans”

Friday, January 27, 2012
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Since the newly appointed head of the Consumer Financial Protection Board (CFPB) made comments about short term loans and his desire to examine them, he has had the industry on pins and needles.... Read more
UK Bank Overdraft Charges are so Complex…

UK Bank Overdraft Charges are so Complex…

Friday, January 20, 2012
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According to consumer watchdog which? and reported by Paul Farrow in the Telegraph bank overdraft charges in the UK are so complicated that even a math Phd candidate did not get all of the... Read more
UK Bank Overdraft Charges are so Complex…

UK Bank Overdraft Charges are so Complex…

Friday, January 20, 2012
By ,
According to consumer watchdog which? and reported by Paul Farrow in the Telegraph bank overdraft charges in the UK are so complicated that even a math Phd candidate did not get all of the... Read more
2011 UK Business Search Engine Usage

2011 UK Business Search Engine Usage

Friday, January 20, 2012
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In a report done and released by Econsultancy in association with Guava, here are some numbers to ponder for marketers in the UK. 650 respondents comprised of in-house marketers, supply-side... Read more
FTC to Investigate Google

FTC to Investigate Google

Friday, January 20, 2012
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The FTC announced that it’s expanding its antitrust investigation of Google, Inc., the world’s most popular search engine, to include scrutiny of including Google+ in the search metrics. Read more
Britons Take Three Months to Pay off Christmas Debt

Britons Take Three Months to Pay off Christmas Debt

Friday, January 6, 2012
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UK residents take an average of three months to pay off Christmas debtRead more
Tips for Proofreading Your Own Writing

Tips for Proofreading Your Own Writing

Friday, December 30, 2011
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Tips for Proofreading your own writingRead more
2011 Year End Economy – Building Strength or False Bravado?

2011 Year End Economy – Building Strength or False Bravado?

Friday, December 23, 2011
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There is good financial news coming in as 2011 comes to a close. The question is, and no one knows the answer, will this continue through the New Year or will problems in Europe and elsewhere... Read more
SOPA Delayed

SOPA Delayed

Friday, December 23, 2011
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SOPA Vote DelayedRead more
FTC Urged to Investigate Google

FTC Urged to Investigate Google

Friday, December 23, 2011
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U.S. Senators urge investigation into Google practicesRead more
California to Raise Payday Loan Limit?

California to Raise Payday Loan Limit?

Friday, December 23, 2011
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A bill has been introduced in the California House to raise the payday loan limit from $300 to $500Read more
 The Latest on SOPA (Stop Online Piracy Act)

The Latest on SOPA (Stop Online Piracy Act)

Friday, December 16, 2011
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The latest news on the "Stop Online Piracy Act"Read more
UK Payday Loans Transparent

UK Payday Loans Transparent

Friday, December 9, 2011
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UK Payday Loans are Widely Supported When Used as DesignedRead more
 Consumers don’t understand credit card policies

Consumers don’t understand credit card policies

Friday, December 9, 2011
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The CFPB releases first report on credit card complaintsRead more
UK Consumer Opinions on Payday Loans and More

UK Consumer Opinions on Payday Loans and More

Friday, December 2, 2011
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UK Consumer Opinions on Payday Loans and MoreRead more
Facebook and FTC Agree

Facebook and FTC Agree

Friday, December 2, 2011
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The Federal Trade Commission and Facebook reach agreement on Privacy IssuesRead more
Mexican Payday Company Coming to US?

Mexican Payday Company Coming to US?

Tuesday, November 29, 2011
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Mexican payday loan company wants to enter US marketRead more
Mexican Payday Company Coming to US?

Mexican Payday Company Coming to US?

Tuesday, November 29, 2011
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Mexican payday company wants to enter US marketRead more
The FCC and ISP’s Join Hands to Help

The FCC and ISP’s Join Hands to Help

Friday, November 18, 2011
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FCC and ISP's help in the digital divideRead more
Foreclosure Rate Increases in October

Foreclosure Rate Increases in October

Friday, November 11, 2011
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Foreclosure rate increases in OctRead more
Foreclosure Rate Increases in October

Foreclosure Rate Increases in October

Friday, November 11, 2011
By ,
Foreclosure rate increases in OctRead more
UK Payday Meeting Needs of More and More People

UK Payday Meeting Needs of More and More People

Friday, November 11, 2011
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How UK Payday Loans helpRead more
Banks Rake in $16 Billion

Banks Rake in $16 Billion

Friday, November 11, 2011
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Banks collect $16 Billion in Overdraft feesRead more
UK Payday: Numbers to Consider

UK Payday: Numbers to Consider

Friday, October 28, 2011
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UK Payday has high customer appreciationRead more
FCC to Launch Online Tool to Protect Small Business from Cyber Attacks

FCC to Launch Online Tool to Protect Small Business from Cyber Attacks

Friday, October 28, 2011
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FCC helps small business with cyber attacksRead more
“Too Big to Fail” critic to be nominated to Vice Chairman of the FDIC

“Too Big to Fail” critic to be nominated to Vice Chairman of the FDIC

Friday, October 28, 2011
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New Vice Chair nominated to FDICRead more
More Good News for UK Payday Industry

More Good News for UK Payday Industry

Friday, October 21, 2011
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According to a study recently released by the Financial Services Authority (FSA), banks are receiving 10,000 complaints a day. A day! That translates to almost 2 million complaints in the first... Read more
FTC Issues First Mobile App Fines

FTC Issues First Mobile App Fines

Monday, August 29, 2011
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Read more
Online Banking Safety

Online Banking Safety

Monday, August 15, 2011
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Read more
CFPB Website Overview

CFPB Website Overview

Monday, August 15, 2011
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Read more
CFPB Opens Its Doors; Issues a Bunch of New Rules

CFPB Opens Its Doors; Issues a Bunch of New Rules

Monday, August 8, 2011
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Read more
More Than 1 Million Brits Use Payday Loans Each Year

More Than 1 Million Brits Use Payday Loans Each Year

Monday, August 8, 2011
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Read more
Housing Prices Inch Up

Housing Prices Inch Up

Monday, August 1, 2011
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Read more
UK's CFA Introduces Payday Loan

UK's CFA Introduces Payday Loan "Code of Practice"

Monday, August 1, 2011
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Read more
New Report Shows Scots' Debt is Growing

New Report Shows Scots' Debt is Growing

Monday, July 25, 2011
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Read more
Payday Stocks on the Rise

Payday Stocks on the Rise

Monday, July 25, 2011
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Read more
Is Dodd-Frank Helping Banks?

Is Dodd-Frank Helping Banks?

Monday, July 18, 2011
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Read more
Foreclosure Filings at 3-Year Low

Foreclosure Filings at 3-Year Low

Monday, July 18, 2011
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Read more
Native American Organizations Defend Payday Outfits

Native American Organizations Defend Payday Outfits

Monday, July 18, 2011
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Read more
Positive News About Payday Loans

Positive News About Payday Loans

Monday, July 11, 2011
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* A report released by the Federal Reserve Bank of New York noted payday loans should not be considererd "predatory"Read more
CRL Slices Lobbying Budget

CRL Slices Lobbying Budget

Monday, June 27, 2011
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The consumer advocate group the Center for Responsible Lending (CRL) has been cutting back considerably on their lobbying expenditures.Read more
Good News for Homeowners

Good News for Homeowners

Monday, June 20, 2011
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Read more
UK Consumer Fears About Home Buying

UK Consumer Fears About Home Buying

Monday, June 20, 2011
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Read more
Provo, Utah Courts Over-loaded With Payday Loan Cases

Provo, Utah Courts Over-loaded With Payday Loan Cases

Monday, June 20, 2011
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Read more
Auto Loan Rates in Lead Among All Loans

Auto Loan Rates in Lead Among All Loans

Monday, June 20, 2011
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Read more
Prepaid Debit Cards Are Big Business

Prepaid Debit Cards Are Big Business

Monday, June 6, 2011
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Read more
Bank of America Reaches Settlement on Illegal Fees

Bank of America Reaches Settlement on Illegal Fees

Tuesday, May 31, 2011
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Read more
Court Rules Public Comments on TV News Not

Court Rules Public Comments on TV News Not "Cyber Libel"

Tuesday, May 31, 2011
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Read more
Final Dodd-Frank Whistleblower Rules in Place

Final Dodd-Frank Whistleblower Rules in Place

Tuesday, May 31, 2011
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Read more
Cost to Run a Home in UK on the Rise

Cost to Run a Home in UK on the Rise

Monday, May 23, 2011
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Read more
E-commerce Basics

E-commerce Basics

Monday, May 23, 2011
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Read more
UK Payday Loan Business Continues to Soar

UK Payday Loan Business Continues to Soar

Monday, May 23, 2011
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Read more
Regulation Z

Regulation Z

Monday, May 23, 2011
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Passage of the 2010 Dodd-Frank Act mandated a new rule -- "Regulation Z" -- also known as the Truth in Lending Act (TILA). Now the Board of Governors of the Federal Reserve System are proposing a... Read more
Credit Card Debt Picture Improving

Credit Card Debt Picture Improving

Monday, May 9, 2011
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Read more
Do You Need Twitter Insurance?

Do You Need Twitter Insurance?

Monday, May 2, 2011
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Read more
The

The "Reading Room" is Now the "Browsing Room," Too

Monday, May 2, 2011
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Read more
Payday Loans and Cash-for-Gold the Hottest Financial Services in UK

Payday Loans and Cash-for-Gold the Hottest Financial Services in UK

Monday, May 2, 2011
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Read more
Payday Loans Serve the Underbanked Market

Payday Loans Serve the Underbanked Market

Monday, April 11, 2011
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Read more
Major Financial Services Player Seeks UK Expansion

Major Financial Services Player Seeks UK Expansion

Monday, April 11, 2011
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Read more
Dodd-Frank Rules Could Cost Almost $1 Billion

Dodd-Frank Rules Could Cost Almost $1 Billion

Monday, April 4, 2011
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Read more
The Battle Over Debit Card Swipe Fees

The Battle Over Debit Card Swipe Fees

Monday, April 4, 2011
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Read more

"Underbanked" Service Industry Expected to Keep Growing

Monday, March 28, 2011
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Read more
Payday Lender Organization Blasts Dishonest Debt Collectors

Payday Lender Organization Blasts Dishonest Debt Collectors

Monday, March 28, 2011
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Read more
CFPB to Allocate Most of Budget on Enforcement; Warren Promises Scrutiny of Payday Lenders

CFPB to Allocate Most of Budget on Enforcement; Warren Promises Scrutiny of Payday Lenders

Monday, March 28, 2011
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Read more
Really Stupid Fraud Violators

Really Stupid Fraud Violators

Monday, March 28, 2011
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Read more
Republicans Submit Dodd-Frank Legislative Amendments

Republicans Submit Dodd-Frank Legislative Amendments

Tuesday, March 22, 2011
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Read more
Payday Lobbying Efforts Pick Up Steam

Payday Lobbying Efforts Pick Up Steam

Tuesday, March 22, 2011
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Read more
Illinois Payday Law Takes Effect

Illinois Payday Law Takes Effect

Monday, March 14, 2011
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Read more
Path Cleared for Dollar Financial to Buy U.K. Payday Lender

Path Cleared for Dollar Financial to Buy U.K. Payday Lender

Monday, March 14, 2011
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Read more
Utah Payday Loan Bill Killed

Utah Payday Loan Bill Killed

Monday, March 7, 2011
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Read more
Mississippi Payday Loan Bill Signed by Governor

Mississippi Payday Loan Bill Signed by Governor

Monday, February 28, 2011
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Read more
Payday Loan Lenders Crossing

Payday Loan Lenders Crossing "the Pond" to the UK

Monday, February 21, 2011
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Read more
UK Consumers Searching for Online Loans in Droves

UK Consumers Searching for Online Loans in Droves

Monday, February 21, 2011
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Read more
Payday Cap Bill Killed in Kentucky

Payday Cap Bill Killed in Kentucky

Monday, February 21, 2011
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Read more
Payday Industry Works to Avoid Excessive Federal Scrutiny

Payday Industry Works to Avoid Excessive Federal Scrutiny

Friday, February 11, 2011
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Read more
U.S. and UK Payday Loans Laws

U.S. and UK Payday Loans Laws

Friday, February 11, 2011
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Read more
Montana Payday Lender Law Expected to Kill the State's Payday Industry

Montana Payday Lender Law Expected to Kill the State's Payday Industry

Friday, February 11, 2011
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Read more
Indian Tribes Becoming Player in Payday Loan Marketplace

Indian Tribes Becoming Player in Payday Loan Marketplace

Friday, February 11, 2011
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Read more
K-Mart May Become

K-Mart May Become "Bank-Mart"

Monday, February 7, 2011
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Read more
Are Republicans Trying to Punch Holes in Dodd-Frank?

Are Republicans Trying to Punch Holes in Dodd-Frank?

Monday, February 7, 2011
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Read more
Commission Points Fingers at Some Parties Responsible for Financial Crisis

Commission Points Fingers at Some Parties Responsible for Financial Crisis

Monday, February 7, 2011
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Read more
Parliament Calls for Limit on Payday Rates

Parliament Calls for Limit on Payday Rates

Monday, January 31, 2011
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Read more
Dodd-Frank Includes Whistle-Blower Incentive

Dodd-Frank Includes Whistle-Blower Incentive

Monday, January 24, 2011
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Read more
Is Dodd-Frank in Danger of Being Repealed?

Is Dodd-Frank in Danger of Being Repealed?

Monday, January 17, 2011
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Read more
Law Scholar Believes Payday Loan Industry Should be Protected

Law Scholar Believes Payday Loan Industry Should be Protected

Monday, November 29, 2010
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Read more
Law Scholar Believes Payday Loan Industry Should be Protected

Law Scholar Believes Payday Loan Industry Should be Protected

Monday, November 29, 2010
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Todd Zywicki, a professor of law at George Mason University's School of Law and a senior scholar at the GMU Mercatus Center, has written an extensive paper on the reasons why the payday loan... Read more
Obama Seeking Tougher Internet Privacy Laws

Obama Seeking Tougher Internet Privacy Laws

Tuesday, November 23, 2010
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Read more
The CFPB Act

The CFPB Act

Wednesday, May 12, 2010
By ,
Read more
Updated FTC Guidelines for Online Marketing Campaigns

Updated FTC Guidelines for Online Marketing Campaigns

Tuesday, March 9, 2010
By ,
Read more
Exclusive Leads That Close

Exclusive Leads That Close

Monday, November 2, 2009
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* T3leads affiliate program has become one of the industry leaders for generating real-time payday loan leads online. Our commitment to high quality, quantity, and excellent service... Read more
Payday Loan Leads

Payday Loan Leads

Wednesday, September 23, 2009
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Payday Loan LeadsRead more